Warranty and GAP

Warranty

Teamsters Credit Union have partnered with Route 66, one of the most cost-efficient service agreements in the industry. It offers mechanical breakdown coverage and protects you against the high cost of major repairs. It offers various levels of protection and provides Emergency Roadside Service throughout the life of the contract. 

No matter where you travel in the United States you are protected against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts or labor.

Route 66 lets you use the repair facility of your choice (ASE certified) and pays your claim quickly and efficiently over the phone via our corporate credit card. Simply present your Route 66 Service Agreement Contract to the service professional and have them contact our claims department. We cover parts and labor. The customer is responsible for fluids, filters, and sales tax. Again, no deductible is required!

Why choose our warranty over dealer's? 

• NO DEDUCTIBLE
• Cost savings up to 60% of what most dealers charge
• Repair shop of your choice!  
• Nationwide Protection
• 24-Hour Roadside Assistance for the term of your coverage
• Rental Vehicle Assistance
• Transferable Coverage if you sell your vehicle before your agreement expires

Get a quote today!

GAP

GAP Advantage Keeps You In The Driver’s Seat. Guaranteed Asset Protection Advantage, or GAP Advantage, is a voluntary, non-insurance program offered as protection on your financed vehicle to enhance, rather than replace, your standard insurance coverage. It waives the difference between your primary insurance company’s settlement and the payoff of your loan balance up to a certain loan to value maximum, less exclusions or limitations that may apply. The loan to value maximum is determined by comparing the total amount originally financed to the vehicle’s value at the start of the loan.

Included in this waiver is your insurance deductible, up to $1,000 * GAP Advantage also provides you with a $1,000 credit towards the financing of a replacement vehicle financed or leased with our financial institution!**

How it works: Your financed vehicle is totaled beyond repair…

Your loan balance is $15,000

Your insurance company settlement is $10,000 based on your vehicle’s market value of $11,000 (less your insurance deductible of $1,000)

Loan balance remaining without protection $5,000

Loan balance remaining with protection $0 PLUS $1,000 credit towards the financing of your replacement vehicle when financed through our institution!

In addition, as a "thank you" for purchasing the GAP, you will receive an Auto Deductible Reimbursement! This benefit pays up to five hundred dollars ($500) per Loss (Unlimited losses per year).  This is for a covered auto the member owns or leases evidenced by the title or registration, AND insured under an Auto Insurance Policy designating the Member as the Named Insured.